You truly have actually three – one from each one of the British’s credit guide agencies.
Listed here is tips on how to check always every one and exactly how to know whatever they mean. Your credit file is published by organizations referred to as credit guide agencies (CRAs). You can find 3 CRAs into the UK – Experian, Equifax and TransUnion (formerly Callcredit).
These CRAs would be the businesses that induce, and keep your hands on your credit history. They gather information regarding your credit score, and place this in to a credit history and determine a rating for you personally predicated on these details. In change, loan providers will ask more than one among these agencies for information on you before accepting your credit application.